(Commission structure — April 2026 updated)

Invest Karo India is a brand/trade name used by Kamlesh Somani, AMFI Registered Mutual Fund Distributor (ARN-129707). We are not a SEBI Registered Investment Adviser (RIA).

Nature of Commission (Effective April 1, 2026)

We facilitate investments in Regular Plans of Mutual Fund Schemes and receive trail commission from Asset Management Companies (AMCs) as per applicable SEBI/AMFI regulations. No fees are charged directly from investors.

With effect from April 1, 2026, pursuant to AMFI Circular No. 123/2025-26 dated March 12, 2026, commission is now paid by AMCs as:

Base Commission (excluding GST), and

GST component separately — payable only to GST-registered MFDs against a valid tax invoice.

The indicative base trail commission structure is as follows:Scheme Category

Indicative Trail Commission (p.a.)

Liquid / Ultra Short Term Funds       0.05% – 0.60%

Short Term Income / Debt Funds    0.40% – 0.75%

Income / Bond Funds                        0.35% – 0.85%

Gilt Funds                                             0.15% – 0.75%

Hybrid Debt / Conservative Hybrid   0.75% – 1.00%

Arbitrage Funds                                    0.45% – 0.60%

Fund of Funds                                       0.20% – 0.45%

ELSS (Tax Saving Funds)                    0.55% – 1.70%

Index Funds / ETFs                              0.10% – 0.40%

Equity / Hybrid Equity / Balanced Funds  0.55% – 1.70%

Fixed Maturity Plans (FMPs)                  Variable

Rates are indicative, on a best-effort basis, and vary across AMCs and schemes. Scheme-level commission details are available on request. Commission is paid as trail only — no upfront commission is paid.

Conflict of Interest

As an MFD we receive trail commission from AMCs. This may create a potential conflict of interest. Investors are advised to consider this while making investment decisions.

Direct Plan Option

Investors may invest directly in Direct Plans of Mutual Fund schemes, which carry a lower expense ratio than Regular Plans. Investments facilitated through us will be in Regular Plans, through which we earn trail commission from the AMC.

Execution Only

Our services are execution-only. We are not an RIA and do not provide personalized investment advice under SEBI (Investment Advisers) Regulations, 2013.

Regulatory Information

AMFI Registered Mutual Fund Distributor | ARN-129707

Date of Initial Registration: 01-Oct-2017 | Valid till: 30-Sep-2026